Payment Policy of Help.NitishVerma.com.

Last Updated: November 12, 2025
Website: https://help.nitishverma.com
Owned and Operated by: Nitish Verma

1. Introduction

This Payment Policy outlines how payments are processed, managed, and secured for products and services purchased through Help.NitishVerma.com (“Website”, “we”, “our”, or “us”).

By purchasing any product, digital file, or service from our Website, you agree to comply with this Payment Policy, along with our Terms & Conditions, Privacy Policy, and Refund & Cancellation Policy.

2. Payment Methods Accepted

We accept secure online payments through the following gateways:

  • Razorpay (Credit Card, Debit Card, UPI, Wallets, and Net Banking)
  • PayUMoney (UPI, Net Banking, Cards, and Wallets)

All payments are processed in Indian Rupees (INR) unless otherwise specified.
International payments may be subject to additional currency conversion fees, determined by your bank or payment provider.

3. Payment Processing and Security

  • All payment transactions on this Website are encrypted and processed through secure, PCI-DSS-compliant payment gateways.
  • We do not store your credit/debit card information or banking credentials.
  • Payment details are handled directly by Razorpay and PayUMoney under their respective privacy and security policies.

For reference:
🔗 Razorpay Privacy Policy
🔗 PayUMoney Privacy Policy

4. Payment Confirmation

Upon successful payment:

  • You will receive an automated confirmation email or invoice at your registered email address.
  • Digital products (eBooks, planners, plugins, etc.) will be available for instant download or sent to your registered email ID.
  • For services such as publishing, consultation, or distribution, we will contact you directly with next steps or scheduling details within 5 hours of receiving the payment form submission.

If you do not receive a confirmation email within a reasonable time, please check your spam folder or contact us at support@help.nitishverma.com.

5. Appointment and Consultation Payments

You may book a 15-minute phone consultation via:
👉 https://help.nitishverma.com/book-an-appointment-with-nitish-verma/

  • The minimum payment required to book an appointment is ₹20.
  • You may choose to pay a higher amount voluntarily.
  • Within 5 hours of payment submission via JotForm, you’ll receive confirmation, reschedule, or cancellation details.
  • The final decision to accept, reschedule, or cancel any call remains solely with Nitish Verma.

6. Pricing and Taxes

  • All prices listed on the Website are in INR (Indian Rupees) and are inclusive of applicable taxes (GST) where applicable.
  • We reserve the right to modify or update pricing, offers, or discounts at any time without prior notice.
  • In case of pricing errors due to system or technical issues, we reserve the right to correct or cancel the order after notifying the customer.

7. Failed or Declined Payments

Your order or booking will not be confirmed until payment has been successfully received and verified.

We are not responsible for payment failures due to:

  • Insufficient funds
  • Card or bank rejections
  • Internet or technical errors
  • Gateway downtime

If your payment fails but funds are deducted, please contact your bank or payment provider first. If unresolved, email us with your transaction ID at support@help.nitishverma.com for manual verification.

8. Fraudulent Transactions

We maintain the right to refuse or cancel any order or service in case of:

  • Suspicious or fraudulent transactions
  • Inconsistent or false payment details
  • High-risk payment patterns flagged by Razorpay or PayUMoney

Such activities may be reported to appropriate authorities under The Information Technology Act, 2000 and Indian Cyber Law.

9. Refunds and Cancellations

Please refer to our [Refund & Cancellation Policy] for detailed terms regarding refunds, reschedules, and cancellations.

In summary:

  • Digital products (eBooks, planners, plugins) are non-refundable once delivered.
  • Consultation or service refunds are only applicable if the session or service is cancelled from our side.
  • Partial or full refunds, when approved, will be processed within 7–10 business days through the original payment method.

10. Invoicing and Billing

You will receive an automated invoice via email after successful payment.
All invoices will include:

  • Product or service name
  • Amount paid (inclusive of taxes)
  • Payment method used
  • Transaction reference number

For additional invoice requests or GST details, please contact support@help.nitishverma.com within 7 days of purchase.

11. International Payments (if applicable)

International customers can make payments using:

  • Credit/Debit cards accepted by Razorpay International Gateway, or
  • Other supported payment methods as available.

Please note that currency conversion and cross-border fees (if any) will be borne by the customer’s bank or card provider.

12. Dispute Resolution

In case of a payment-related dispute:

  1. Contact us first at support@help.nitishverma.com with transaction details and evidence.
  2. We will investigate and respond within 5 business days.
  3. If unresolved, disputes shall be governed by Indian law, under the jurisdiction of Darbhanga, Bihar, India.

13. Contact Information

For any payment-related queries or concerns, please contact:

📧 Email: support@help.nitishverma.com
📍 Address: Darbhanga, Bihar, India
💬 WhatsApp: +91 9996708992
🌐 Website: https://help.nitishverma.com

14. Updates to This Policy

We reserve the right to update or amend this Payment Policy at any time without prior notice.
Changes will be reflected on this page with a new “Last Updated” date.
Continued use of the Website after changes implies acceptance of the revised terms.